Am I FATCA/CRS Reportable?

Answer 5 quick questions. We'll tell you whether FATCA or CRS applies to you, which self-certification form you'll need, and how your bank reports your account — all based on the current OECD and US Treasury source lists.

Your answers are used only to compute your result in this browser. If you continue to a consultation booking afterward, that's a separate, clearly-marked step — see our privacy policy for full details.

Question 1 of 5

Are you a US citizen?

Yes No

Do you hold a US green card (lawful permanent resident status)?

Yes No

Did you spend 183+ days in the US during the current calendar year?

This covers the common case of the IRS substantial presence test. The full test has additional rules across the prior two years — if your situation is borderline, confirm with a tax advisor regardless of what this tool says.

Yes No

Country of tax residency Second country of tax residency, if any

Only fill this in if you genuinely have tax residency ties to a second country — most people should leave this blank.

Country where the account is (or will be) held

How this tool works

This tool checks your answers against two primary regulatory source lists — not a static article, not our own summary. Every branch traces back to one of these:

OECD AEOI Status of Commitments — updated IRS/US Treasury FATCA Agreements by Jurisdiction — updated

In plain terms: if you're a US citizen, green card holder, or meet the substantial presence test, FATCA applies to you wherever you bank, and we check the account country against the US Treasury's FATCA IGA list to tell you whether your bank reports through your local tax authority (Model 1) or directly to the IRS (Model 2). If you're not a US person, we check whether both your tax-residency country and your account country actively exchange information under CRS. If you have ties to two different tax-residency countries, we don't try to resolve the tie-breaker automatically — see why in your result.

Source documents (verify our data against these directly): OECD AEOI commitments (PDF) · US Treasury FATCA resource center